39131 Griffin Lndg, Lady Lake, FL 32159
3 beds · 2 baths · 1,704 sqft
Stunning Golf Course Estate with Pool on Oversized Cul-de-Sac Lot. Welcome to this exquisite custom home, perfectly situated on an oversized lot in a private cul-de-sac, offering breathtaking views of the 13th and 14th holes and a serene pond. This stunning residence seamlessly blends elegance, comfort, and modern upgrades, making it an entertainer's dream and a tranquil retreat. Outdoor Oasis: Step outside to your expansive oversized lanai, featuring a decorative ceiling treatment and an additional shaded seating area perfect for enjoying Florida’s beautiful weather. The sparkling pool with a waterfall is surrounded by a paver deck, creating a resort-like ambiance. Lush mature trees and professional landscaping enhance the home’s curb appeal, complemented by a stamped decorative concrete driveway leading to a side-load 3-car garage with extra storage racks. Interior Elegance & Functional Design: Inside, soaring volume ceilings and hardwood floors set the stage for sophistication. The thoughtfully designed split floor plan maximizes privacy while allowing seamless flow throughout. French doors open to the lanai, filling the home with natural light and breathtaking views. Plantation shutters add a classic touch, offering both style and function. Chef’s Kitchen: The gourmet kitchen boasts light cabinetry, solid surface countertops, a tile backsplash, and stainless steel appliances, providing the perfect space for cooking and entertaining. Primary Suite Retreat: The luxurious primary suite is a private haven with French doors leading to the pool, a spa-like bath with a walk-in shower, garden tub, dual vanities, and an oversized walk-in closet. Modern Upgrades & Features: Whole-house kinetico water softener, Whole-house surround sound with outdoor speakers on the lanai, Portable backup generator with a house-wired transfer switch, Double-pane windows for energy efficiency, Laundry room with built-in cabinetry. New AC (2024), Roof (2023), Water Heater (2023) This meticulously maintained home offers the perfect balance of privacy, luxury, and convenience, all set in a highly sought-after golf course community. Don’t miss this rare opportunity to schedule your private showing today!
Source: STELLAR #G5092629
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #G5092629
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.