3913 Wren Rd, Temple, TX 76502
4 beds · 4 baths · 3,260 sqft sqft
Take a look at this stunning 4 bdrm, 4bath, 3260SF, 1.5 story home, and guess what it's move- in ready. From the moment you enter the newly painted front door, luxury living awaits you. The fresh paint flows seamlessly into this open floor plan , setting the tone throughout. Beautifully designed with contemporary lighting/ ceiling fans, ceramic tile flooring, fireplace, and large windows that allow natural sunlight and a great view .Enjoy family meal prep or effortless entertaining in the kitchen, it's a chef's delight with an expansive island, quartz counters, gas stove, and an abundance of storage and counter space. Do you need additional space for appliances? Well, the walk-in in pantry is large enough to accommodate them. Make wash day a breeze in our laundry room that has been customized with a elevated platform for your washer/dryer, massive cupboards for storage, and a spacious counter that can be used as a folding station. Unwind and relax in your own private sanctuary(the primary suite) features to include a spa-like walk-in shower w/rain head and a double vanity.The spacious walk-in closet completes the elegant space. Downstairs boasts a den/office/in-law suite /multi-use area with a kitchenette, bathroom, and separate entrance. There's more!!! A bonus room/ man cave is hidden away, it's the perfect retreat and has it's own storage room.Our spacious back deck/patio provides serene views of a flowing stream , mature trees, and at night the ambient lighting provided by the historic old city street lamps make this an oasis of tranquility.Situated in the gorgeous treelined Birdcreek subdivision , lovingly restored to it's former glory by the current owners, this home is a must see.Nothing else compares schedule your preview today.This home also qualifies for a VAAssumable loan.
Source: ACTRIS #7502086
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #7502086
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7502086