3900 Sharron St, West Columbia, SC 29170
2 beds · 2 baths · sqft sqft
Welcome to this charming all-brick ranch-style home located at 3900 Sharron Street in the desirable West Columbia area. This inviting 2-bedroom, 2-bathroom residence is 1,548 square feet of comfortable living space and is perfect for both relaxing and entertaining. Set on a spacious lot of just over half an acre, this home provides plenty of outdoor space for hosting family and friends. The expansive yard is ideal for outdoor activities, gardening, or simply enjoying the beautiful South Carolina weather. Step inside and be greeted by the warmth of hardwood floors that flow throughout the main living areas. The open floor plan enhances the sense of space and light, creating a welcoming atmosphere. The heart of the home is the beautifully upgraded kitchen, featuring modern appliances, ample counter space, and stylish cabinetry. Whether you’re a seasoned chef or a casual cook, this kitchen is sure to inspire your culinary creations. The primary bedroom is a true retreat, offering a generous walk-in closet and a private en-suite bathroom. An additional bedroom and a DEDICATED OFFICE SPACE provide ample space for family, guests, or working from home. Additional features include Hardwood floors throughout the main living areas, Upgraded kitchen with modern appliances, Spacious office perfect for remote work Primary bedroom with a walk-in closet, Situated on over half an acre of land This home is conveniently located near excellent schools, parks, shopping centers, and major transportation routes, making it an ideal choice for those seeking a blend of tranquility and accessibility. Don’t miss the opportunity to make this lovely property your new home. Schedule a showing today!
Source: COLUMBIASC #588301
Interest rate and monthly payment estimated based on public records.
Source: COLUMBIASC #588301
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #588301