39 Wellington Cir, Brunswick, GA 31525
4 beds · 3 baths · 3,270 sqft
Don't miss this amazing deal!!! Come View this 4-SIDED BRICK BEAUTY Located in the "Desirable" Gated Carriage Gate Plantation Community! This home features 4 Bedrooms 3 Full Baths with a Huge Backyard to entertain Family & Friends! Once you enter the foyer, there are doorways into the study and formal dining; double staircases with oak rails and metal balusters; Bedroom and a full bath on the first floor; Open-Concept Floorplan, View to Great Room from the spacious kitchen with a breakfast bar, granite counter tops/Island! Expresso Cabinetry & Stainless Steel Appliances; Hardwood floors throughout, carpet upstairs; laundry room; This Home is All Electric! Enjoy your own retreat right in the privacy of your own home - upstairs features 3 bedrooms inclusive of a Huge Master Bedroom Suite w/Sitting Area, Separate Garden Tub/Tiled Shower, Double Vanities! Two walk-in closets; 2-car, side-entry garage and covered back porch. This home is being sold "As Is". Carriage Gate offers a resort style pool, grilling area, close to shopping, restaurants and FLETC. Directly across from Carriage Gate is the North Glynn Recreation Complex that offers activities for the entire family such as the lighted ballpark, tennis, pickleball courts, a lake and 2 pavilions for grilling and so much more. Schedule a tour and make this your home!
Source: GAMLS #10389500
Source: GAMLS #10389500
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10389500
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.