3890 Kruger Rand Cv, Sanford, FL 32771
5 beds · 3 baths · 2,721 sqft
A sanctuary of style and convenience! Nestled in a vibrant neighborhood just minutes away from various dining options, top-rated schools, the picturesque St. Johns River, and convenient shopping, this charming four-bedroom home has it all! Inside, the spacious floor plan is ready to become the backdrop to your busy weekday routine or weekend get-togethers. Fill your new home full of laughter inside the large dining room, opening to the well-appointed kitchen with stainless appliances, a wine fridge, wood-toned cabinetry, a sizable pantry, and plenty of counter space. Wander downstairs to the primary suite - a true retreat with a larger closet and an attached ensuite bathroom that includes a stainless steel shower panel and jet rain shower! Mature landscaping and a peaceful backyard await outside, setting the scene for BBQs and relaxing mornings. Start your day by taking a walk around the sidewalk-lined neighborhood streets with your dog as you explore your picturesque new community. Additional highlights include a laundry room, attached garage, plenty of storage space, and so much more! To give you peace of mind, the seller is including a 1-year home warranty with the purchase of this lovely home. Don’t miss the chance to make this beautiful property yours and enjoy all the benefits of living in this desirable community. *Excited to make this house your home? Use our preferred lender and enjoy these exclusive savings*; Roof replaced in 2018, water heater replaced 3yrs ago
Source: STELLAR #o6228450
Source: STELLAR #o6228450
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6228450
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.