388 Weatherstone Pl, Woodstock, GA 30188
3 beds · 3 baths · 1,719 sqft sqft
WOW WOW WOW such a charming home in a quiet subdivision that is directly access to highway 92. The lot is level front and back with a small portion in the back with the hill. Upon entering the property you will see a level driveway where you can park up to 4 cars and 2 cars in the garage. Upon entering the home you will see a high ceiling at the entrance. The kitchen is very spacious that is connected to the spacious family room. The breakfast area is spacious too. The home offers a fence private backyard. The patio was extended by this current owner for more uses. If you love a small herbal or veggie garden, you can with this backyard. There are many closets on the main level for storage. There are three spacious bedrooms upstairs. The washing room is upstairs. The carpet is in excellent condition; the carpet was replaced new in 2018. The interior paint is in excellent conditions. The hot water heater and HVAC were replaced new in 2017. The roof was replaced new in 2015. The current owner installed the backyard wood fence new since he owns this home. The home is in the excellent school district and in the subdivision that is directly access to highway 92. This home is in the swim and tennis community and low fee of 650 dollars a year. The home is in such an excellent location to Downtown Woodstock or Roswell and easy to commute from highway 92 to Highway 575 or GA400. Home is well-kept and ready to move in. Home can be an excellent choice for a starter family or can be rented with no rental restrictions. Home is near a lot of shopping centers, gas stations and restaurants. HURRY BEFORE IT IS GONE!!!
Source: GAMLS #10414783
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10414783
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
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Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10414783