3865 TUCKERTON DR, Land O Lakes, FL 34638
One or more photo(s) has been virtually staged. Unwind in style in this spacious 5-bedroom/ 2.5-bath haven in the idyllic community of Concord Station, just north of Tampa Bay. This meticulously maintained 2-story home (built in 2015) offers a unique blend of comfort, functionality, and convenience, with great schools in the neighborhood and easy access to the Suncoast Parkway, State Road 54, shopping, dining, and everything Central West Florida has to offer. The upscale community features a clubhouse, fitness center, tennis courts, a vibrant children's playground, many walkable paths, and a resort-style pool. Classic curb appeal, a roomy 2-car garage, and modern landscaping complement this gorgeous EcoSmart residence with an open floor plan and over 2,800 square feet of executive living space with ceiling fans, plush carpeting, ceramic tile flooring, alarm system, and much more. Prepare chef-worthy meals in your stunning eat-in kitchen, complete with a suite of stainless steel appliances, a large pantry, warm maple cabinetry, and granite surfaces. Unwind in the screened-in lanai overlooking your lush green yard with vinyl privacy fencing – perfect for outdoor entertaining, family gatherings, or simply soaking up the Florida sunshine. Gather loved ones for movie nights in the versatile upstairs bonus area, ideal for a playroom, home theater, or gaming room. The vast owner's suite is ready to be your relaxing oasis, with a soaring tray ceiling, expansive walk-in closet, and a spa-like bath with a decadent soaking tub, granite vanity, and glass-enclosed glass shower stall. A bright and airy laundry room on the second floor makes doing chores a breeze, and your family will adore the updated guest bathrooms with granite countertops and nickel fixtures. Your cherished home awaits – call now to schedule your exclusive private tour!
You may be able to put down less than the total down payment amount of $250,427 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3535095
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.