3865 Tuckerton Dr, Land O Lakes, FL 34638
5 beds · 3 baths · 2,858 sqft sqft
One or more photo(s) has been virtually staged. Unwind in style in this spacious 5-bedroom/ 2.5-bath haven in the idyllic community of Concord Station, just north of Tampa Bay. This meticulously maintained 2-story home (built in 2015) offers a unique blend of comfort, functionality, and convenience, with great schools in the neighborhood and easy access to the Suncoast Parkway, State Road 54, shopping, dining, and everything Central West Florida has to offer. The upscale community features a clubhouse, fitness center, tennis courts, a vibrant children's playground, many walkable paths, and a resort-style pool. Classic curb appeal, a roomy 2-car garage, and modern landscaping complement this gorgeous EcoSmart residence with an open floor plan and over 2,800 square feet of executive living space with ceiling fans, plush carpeting, ceramic tile flooring, alarm system, and much more. Prepare chef-worthy meals in your stunning eat-in kitchen, complete with a suite of stainless steel appliances, a large pantry, warm maple cabinetry, and granite surfaces. Unwind in the screened-in lanai overlooking your lush green yard with vinyl privacy fencing – perfect for outdoor entertaining, family gatherings, or simply soaking up the Florida sunshine. Gather loved ones for movie nights in the versatile upstairs bonus area, ideal for a playroom, home theater, or gaming room. The vast owner's suite is ready to be your relaxing oasis, with a soaring tray ceiling, expansive walk-in closet, and a spa-like bath with a decadent soaking tub, granite vanity, and glass-enclosed glass shower stall. A bright and airy laundry room on the second floor makes doing chores a breeze, and your family will adore the updated guest bathrooms with granite countertops and nickel fixtures. Your cherished home awaits – call now to schedule your exclusive private tour!
Source: STELLAR #t3535095
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3535095
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3535095
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.