3863 Baxley Pine Trl, Suwanee, GA 30024
4 beds · 4 baths · 2,622 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your dream home nestled in the heart of Suwanee! This stunning 4-bedroom, 3.5-bathroom home offers the perfect blend of modern elegance and comfortable living. Step inside to the inviting foyer that leads to a bright and spacious open floor plan, perfect for entertaining family and friends. The gourmet kitchen features stainless steel appliances, and ample cabinetry, making it a chef's delight. The adjoining dining area flows seamlessly into the cozy living room, complete with a beautiful fireplace and large windows that allow natural light to fill the space. Retreat to the generous primary suite, where you'll find a luxurious en-suite bathroom equipped with dual vanities, a soaking tub, and a separate shower. Three additional well-sized bedrooms provide plenty of space for family or guests, and the additional bathrooms are modernly designed for convenience and comfort. Located in a highly sought-after neighborhood, this home is just minutes from top-rated schools, vibrant parks, shopping, and dining options. Enjoy the nearby amenities and community spirit that Suwanee is known for! Don't miss your opportunity to own this beautiful home! Schedule your private showing today and experience everything this home has to offer.
Source: GAMLS #10491685
Source: GAMLS #10491685
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.