385 Brown Station Dr, Williamson, GA 30292
4 beds · 3 baths · 2,734 sqft
AWESOME ASSUMABLE LOW RATE VA LOAN for VA ELIGIBLE BUYERS!!!!! Stunning Craftsman-Style Home in Beautiful Pike County, GA Welcome home to this like-new Craftsman-style gem, perfectly situated in the peaceful and scenic surroundings of Pike County, Georgia. With its inviting charm, modern upgrades, and spacious layout, this home offers both comfort and style for today's homeowners. The Interior Features: * Open-Concept Living: Upon entering the foyer, you'll be greeted by a spacious formal dining room that seamlessly flows into the gourmet kitchen and living area. * Gourmet Kitchen: Featuring granite countertops, custom cabinetry, stainless steel appliances, a large island, and a walk-in pantry, this kitchen is perfect for entertaining and everyday living. * Spacious Primary Suite: A true retreat with a luxurious en-suite bath, boasting a separate soaking tub, tiled shower, dual vanities, and his & hers individual walk-in closets. * Private Guest Suite: A generously sized guest bedroom with its own full bath, offering comfort and privacy for visitors. * Additional Bedrooms & Baths: Well-appointed secondary bedrooms with ample closet space and a shared bath. * Mudroom & Laundry Room: A custom built-in mudroom provides organization and storage, leading into a large laundry room for added convenience. * Garage with Built-in Storage: The attached garage offers additional built-in storage space, perfect for tools, equipment, or extra household items. Exterior & Outdoor Living: * Large Covered Front Porch & Back Patio: Perfect for relaxing and enjoying the serene surroundings. * Expansive Yard: A beautifully maintained lot with plenty of space for outdoor activities, gardening, or entertaining. * 2-Car Garage: Providing convenience and extra storage space. Location & Community: * Highly sought-after Pike County schools * Peaceful country setting while still being conveniently close to shopping, dining, and major highways. * No HOA! Enjoy the freedom of homeownership without restrictions. This home is a must-see for anyone looking for modern living with timeless charm in Pike County. Don't miss out-schedule your private tour today!
Source: GAMLS #10457138
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: GAMLS #10457138
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.