3842 Angelton Ct, Burtonsville, MD 20866
3 beds · 4 baths · 1,836 sqft
Get a free consultation call with an expert in the mortgage assumption process.
This gorgeous townhome in Greencastle Lakes has been lovingly updated over the past several years and it is a MUST SEE! The current owners have updated the kitchen (2023) to include upgraded, soft close cabinetry, Quartz countertops, beautiful tile backsplash, under cabinet lighting, stainless steel appliances, and tile plank flooring. Warm and welcoming laminate wood plank flooring flows throughout the home. The living room boasts a wood burning fireplace and sliding doors to the beautiful deck which was rebuilt in 2022 with TimberTech composite decking. The owners also added stairs to the beautifully landscaped fenced in rear yard and stone paver patio. An underlayment was thoughtfully added to the deck prior to building so that the patio below can be enjoyed even in inclement weather. Just out the rear gate you will find access to the community trails and just a three-minute stroll to the community pool and playground. The upper level offers two spacious bedrooms. The primary suite features stairs to the fourth level with a second wood burning fireplace. This area is currently being used as a home office but could also transition into a private sitting area. Both full baths on the bedroom level have been completely remodeled in 2023 including plumbing and electrical, fixtures, cabinetry with quartz countertops, drywall and tile flooring. The primary suite's bath offers a dual sink vanity and custom tiled shower that feels like a vacation retreat when you step inside. The hall bath is made more spacious by a pocket door that was thoughtfully added during the remodel. The lower level features a family room that can also double as a third bedroom with a walk-in closet and access to the back patio and yard thru the sliding door. The 3rd full bath is also located on the lowest level of the home as well as the laundry. In the garage you will find the owner's private home gym and plenty of storage as well as an upgraded, insulated garage door (2021). The electric panel, which is also in the garage, was upgraded in 2024 to a 200amp service and is set up to accommodate an EV charger. The roof was replaced in 2021, the HVAC and Nest thermostat were updated in 2019 and the Hot Water Heater in 2023. This gorgeous home faces the community's open space and trees. The community is just across the street from Fairland Recreational Park where you can take advantage of the playground, soccer field, baseball diamond, tennis courts and lots of trails for hiking and biking! The owners have thoughtfully and lovingly updated this house and it's the perfect space to call your next home, Welcome Home!
Source: BRIGHT #MDMC2168384
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #MDMC2168384
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.