384 Diane Ct, Lone Tree, CO 80124
4 beds · 2 baths · 1,764 sqft
Price reduced for a quick sale! Welcome to this beautifully remodeled ranch-style home located in the charming town of Lone Tree. This 4-bedroom, 2-bathroom property showcases modern upgrades and thoughtful finishes throughout, offering the perfect blend of classic charm and contemporary convenience. Step inside to find the heart of the home—a stunning open kitchen, ideal for any home chef. The kitchen features slab countertops, and new stainless steel appliances, including a gas stove, making it perfect for entertaining guests or enjoying casual meals. Adjacent to the kitchen is a spacious and inviting family room, offering a cozy retreat for relaxation. The main level also includes a beautifully remodeled full bath, adding a touch of luxury to daily living. The finished basement provides additional living space, ideal for a home office, playroom, or media room, offering endless possibilities to suit your lifestyle. Step outside to the covered back patio and enjoy outdoor living, perfect for gatherings or quiet relaxation, with a privacy fence ensuring peace and seclusion. The home is also equipped with a new furnace and air conditioning system. Ideally located just minutes from I-25, C-470, and the shops and restaurants at Park Meadows Mall, this home combines comfort, style, and convenience in one exceptional package.
Source: RECO #9531060
Source: RECO #9531060
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #9531060
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