383 Carmelaire Ct, Carmel, IN 46032
3 beds · 3 baths · 2,256 sqft
Welcome to your dream lifestyle! Located just minutes outside the highly sought-after Carmel Arts District, this 3-bedroom, 2.5-bathroom townhome offers more than just a place to live-it's a lifestyle upgrade. Thoughtfully updated with modern touches in color and flooring, this condo located in the back of the community gives you extra privacy and a two car garage. Upon entering you will find the home has been painted and has newer light laminate floors throughout. The kitchen is bright with the natural light from the newer window overlooking the breakfast bar and has an abundance of counter space, along with appliances and storage. The main level also includes a formal dining room and a sunken great room. The second floor includes all bedrooms and two full bathrooms. The finished basement is the ultimate hangout spot, complete with a large wet bar perfect for entertaining friends or hosting family game nights. Ample storage throughout the home ensures everything has its place, while the two-car detached garage adds convenience and practicality. Located within the award-winning Carmel Clay School District, this home sits at the center of one of Indiana's most vibrant communities. Step outside and take a short walk to Carmel's Midtown Plaza, where you'll enjoy local favorites like Sun King Brewery, eclectic dining options, and boutique shops. Soak in the festivities like Carmel's annual 4th of July Parade, quick drive to the Monon Community Center and its array of recreational opportunities, staying active and connected has never been easier. Plus, the HOA ensures a tranquil neighborhood atmosphere by prohibiting rentals, fostering a true sense of community. Don't miss this rare opportunity to live in the heart of it all while enjoying the charm and comfort of a home designed for living well. Schedule your private showing today and start living the life you've always envisioned!
Source: MIBOR #22012468
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: MIBOR #22012468
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.