3827 Anna Dr, Apopka, FL 32703
3 beds · 2 baths · 1,136 sqft
One or more photo(s) has been virtually staged. Welcome to your dream home in the desirable Bear Lake Hills community, perfectly situated in Seminole County. This beautifully renovated 3-bedroom, 1.5 bathroom residence offers modern comfort with an unbeatable location, just a short walk to Teague Middle School and Bear Lake Elementary School. Completely Renovated in 2024, you can enjoy peace of mind with a brand-new AC system, new windows and doors, and fresh interior and exterior paint. The modern kitchen equipped with sleek new stainless steel appliances, backsplash, and new countertops is perfect for the chef in the family. The owners didn't stop there, the bathroom features a new bathtub, new toilets, stylish faucets, lighted mirror, and contemporary light fixtures. The home features ceramic tile throughout, with new tiles installed in all the wet areas. Relax in the newly added screened patio, while overlooking your fenced back yard with no rear neighbors, ideal for entertaining or quiet evenings. For your added convenience, a new 8x12 shed with an oversized concrete pad provides extra storage, in addition to the storage room adjacent to the patio. Re-roof completed in 2023. This Seminole County home is located just minutes from 429 and I-4, making it the ideal location for your daily commute. Don’t miss this opportunity to own a move-in-ready gem in a prime Apopka location!
Source: STELLAR #S5120187
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #S5120187
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.