3821 Carrick Bend Dr, Kissimmee, FL 34746
4 beds · 2 baths · 2,138 sqft
One or more photo(s) has been virtually staged. Welcome to your new home! Step inside this beautifully maintained single-story residence, featuring a split floor plan with 4 bedrooms and 2 bathrooms across 2,138 square feet of living space. As you enter, you'll be greeted by a spacious foyer that opens to an inviting, open-concept living area. The upgraded high ceilings and stunning wood-like ceramic tile floors create a seamless flow throughout the home. At the heart of the home is the great room, which opens into a kitchen designed for the discerning cook. It boasts sleek stainless-steel appliances, 42” wood cabinets with soft-close features, and a striking subway tile backsplash behind the stove, giving it a custom-designed touch. The breakfast nook offers breathtaking views of the pasture out back, providing the ultimate privacy. This incredible home is located in the highly sought-after community of Bellalago, one of Osceola County’s premier neighborhoods. Bellalago offers resort-style living in a 1,500-acre private community with 24/7 gated security and two state-of-the-art amenity centers. The 7,000-square-foot clubhouse serves as the community’s social hub, featuring a Jr. Olympic-sized pool, heated spas, a kids' pool, two water parks, a fitness center, an aerobics studio, fitness classes led by a full-time resident activities director, and courts for tennis, basketball, and volleyball. Additional amenities include a boardwalk, biking and jogging trails, a dog park, and a full-service lakefront restaurant with poolside service. Nestled on the shores of Lake Toho, a 24,000-acre lake known for its world-class fishing, Bellalago is a sportsman's paradise. Conveniently located just 30 minutes from the theme parks, this community truly offers everything you could ask for.
Source: STELLAR #tb8311475
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8311475
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8311475
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.