3818 Tupelo Church Ln, Mount Pleasant, SC 29429
4 beds · 3 baths · 2,003 sqft
Welcome to 3818 Tupelo Church Lane located in the desired community of Tupelo Plantation. Location is everything, and this home is close to it all. At just 20 minutes to the beach, under 15 minutes to the Boone Hall, Costco, and a multitude of convenient dining and shopping options, this home allows you to spend less time in traffic and more time enjoying life in the Lowcountry. For added peace of mind, the home is also just 5 minutes from the new Mt. Pleasant Roper St Francis Hospital.This home boasts a large, private backyard abutting the woods. Fully fenced and complete with an extended patio, it's the perfect space to fire up the grill and entertain or simply relax. The sunsets here coupled with the sounds of serenading birds are the perfect escape to any busy work day. Inside, the home offers 4 bedrooms, a spacious open floorplan with wood trimmed windows and beautiful natural light. A large kitchen island and walk-in pantry make it easy to entertain and stay organized. There's also an additional coat closet from the garage and an - expanded- closet off the kitchen that offers deep storage space and can act as a second pantry if needed. Granite counter tops, and light colored cabinetry make the space feel open and inviting. Upstairs, you will find all 4 bedrooms and the laundry room. This home once had a loft but the current owners had it professionally enclosed to make a 4th bedroom and closet. If a future owner preferred the loft instead, it shouldn't be difficult to revert back. The owners bedroom is a true retreat of this home. Spacious in size, it offers an incredible view overlooking the backyard. It also has a spacious bathroom and very large walk-in closet. Two of the guest bedrooms also have walk-in closets and have been updated with customized white closet units to maximize shelving and storage. The laundry room as well offers great storage space. There is cabinetry installed over the washing machine and still plenty of space to install additional cabinetry if desired, or use it as a utility storage area. While the home offers plenty of spaces to stretch out, it should be noted that the community does too! If you like the outdoors, this neighborhood is for you. Adorned with beautiful Oak tress and draping moss, the community provides that southern aesthetic that you see in movies. Enjoy a stroll on the neighborhood trails, cast a line in the numerous ponds, play at the parks, or take a dip in the community pool. There's even an adorable library box for neighbors to bring or borrow a book to enjoy. As an added bonus, this home comes with a 1-year home warranty, tankless water heater, transferable termite bond, newer dishwasher (2024), newer microwave (2023), gutters, annually cleaned air ducts, and pull down attic stairs. 3818 Tupelo Church has so much to offer. Homes in this community move quickly so we encourage you to book your showing soon.
Source: CTAR #25004197
Financials
Source: CTAR #25004197
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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