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$769,000 SIGNIN

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3816 Tango Ct, Leander, TX 78641

5 beds · 4 baths · 4,057 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Nestled in the highly sought-after Pecan Creek neighborhood of Leander situated in the final section of Pecan Creek which was saved for the largest lots and floor plans, this home is one of the largest and most private ones you will find in Pecan Creek. Pecan Creek is also surrounded by top-rated Leander ISD schools and all types of restaurants, shopping, retails and everything you need within 5 minutes. Built by Gehan Homes with their popular Brown Floor Plan, this home sits on a spacious 0.28 acre lot, tucked away at the end of a private, quiet cul-de-sac. Enjoy a backyard that backs to protected green space and private property with privacy and natural beauty. The home is loaded with over $100,000 in upgrades including a $10,000 reverse osmosis drinking water system installed, ensuring a level of craftsmanship and style that stands out. Enter through the grand foyer to a flowing, open-concept layout. The combined dining room and second living area are great versatile spaces. The heart of the home is the expansive kitchen, which opens to the bright and inviting family room, perfect for entertaining. The main floor also features a luxurious primary suite with a bay window and vaulted ceilings. The en-suite bathroom is equally impressive, featuring premium finishes with ample space and 2 separate walk-in closets. A private home office on the first floor provides an ideal setting for remote work or study with french doors. Upstairs, you'll find a game room and a media room perfect for family fun and movie nights as well as the 4 remaining bedrooms which all come with walk-in closets, providing plenty of storage. Outside, the home continues to impress with an extended covered patio that includes an outdoor fireplace and kitchen, ideal for entertaining or outdoor cooking. The large, private backyard features a beautifully designed garden, plus a separate detached patio fit for a fire pit and perfect for cozy gatherings or adding planter boxes for the avid gardener.

Estimated
Seller's interest rate
2.94%
7%
Estimated
Monthly payment

$3,379
$4,487
You may also save up to $346,741 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $4,487 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
FHA
Rate
2.94%
Remaining term
26 yrs and 1 mo
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,379
Principal & interest
$2,129
Mortgage insurance
$360
Property taxes
$194
Home insurance
$660
HOA fees
$35
Utilities
Not included

Source: Public records

Home details
Size
4,057 sqft
Lot size
0.284 acres
Year built
2017
Type
Single Family Residence
HOA dues
$35.00

Source: ACTRIS #9693159

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: May 12, 2025 11:11 pm
Listing agent: Todd Burgener
Listing provided courtesy of: Douglas Elliman Real Estate (512) 866-3795
Details provided by ACTRIS and may not match the public record.
MLS ID: #9693159
Based on information submitted to the MLS GRID as of May 15 2025 - 07:38. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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$3,379
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