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3816 Eagle Isle Cir

Kissimmee, FL 34746

5 beds · 4 baths · 3,032 sqft

$569,000

$2,537/mo with 2.75% Express Financing

$3,341/mo with 7% bank financing

Get prequalified

About this home

Welcome to your dream home—where every day feels like a vacation. This stunning five-bedroom, four-bath pool home is located in the sought-after, resort-style boating community of Bellalago. Recently renovated, the home features luxurious upgrades throughout, including marble tile backsplashes and premium hardware in all four bathrooms. The kitchen is a chef’s delight, fully updated with modern finishes and stainless steel appliances. Step outside through one of three access points to a beautifully extended patio, upgraded with elegant pavers, and enjoy your own private pool and jacuzzi spa—perfect for relaxing or entertaining. Beyond your own backyard oasis, you'll enjoy the unmatched amenities of this 24/7 guarded and gated community. As a resident of Bellalago, you also gain access to the neighboring Isles of Bellalago, expanding your options for leisure and recreation. Amenities include a Jr. Olympic-size pool, a zero-entry pool, splash pad, playgrounds, tennis and basketball courts, two fully equipped fitness centers, and much more. A full-time lifestyle director coordinates year-round events, fitness classes, and community activities, while an on-site restaurant adds to the resort-like living experience. Located just 30 minutes from Disney World and other major attractions, and offering access to Lake Toho via a community boat lift and dock, this home is truly a rare opportunity. Schedule your tour today and start living the vacation lifestyle every day!

Source: STELLAR #O6319108

3,032 sqft
9,801.0 sqft
Single Family
Built in 2006
2 car garage
Air conditioning
Private & shared pool

$2,537/month
Compared to $3,341/mo with 7% bank loan

$324,840
25y 11mo
2.75% 7%
$324,840 at 2.75% (VA)
$0 at 7.875% No GAP financing needed

Payments are estimates and subject to approval. To learn more about rates, contact us.


Payment details
Principal & interest
$1,461
Mortgage insurance
-
Property taxes
$388
Home insurance
$516
HOA fees
$170
Utilities
Not included
Total monthly payment
$2,537

Loan details
Loan type
VA
Remaining balance
$324,840.68
Remaining term
25 yrs and 11 mos

Neighborhood
Use two fingers to move the map

FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Jul 22, 2025 08:48 pm
Listing provided courtesy of: REALTY ONE GROUP INSPIRATION (321) 233-2300
Details provided by STELLAR and may not match the public record.
MLS ID: #O6319108
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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Kissimmee, FL 34746

5 beds · 4 baths · 3,032 sqft

$569,000

$2,537/mo with 2.75% Express Financing

$3,341/mo with 7% bank financing

Get prequalified