3816 Eagle Isle Cir, Kissimmee, FL 34746
5 beds · 4 baths · 3,032 sqft
Are you ready to feel like you are on vacation all the time? Welcome home to this beautiful pool home nestled within this resort-style boating community. This luxury five (5) bedroom home has four (4) newly renovated bathrooms with upgraded marble tile backsplash, upgraded hardware. The kitchen has been completely renovated, and updated with stainless steel appliances. With three (3) different exits, step out onto the extended patio with upgraded pavers as well as a newly installed private pool and jacuzzi spa. You will also be able to enjoy the resort style amenities offered within this 24/7 guarded and gated community where everyday will belike you're on a vacation. Residents enjoy access to Bellalago and the sister community, Isles of Bellalago, where amenities can be utilized on both sides. Community amenities include but are not limited to Jr. Olympic size pool, Zero Entry Pool, splashpad, playgrounds, tennis court, basketball court, two (2) gyms, and more. There is a full-time lifestyles director/manager on site to plan community activities and events, fitness classes and instructors, and can on-site restaurant to enjoy as a part of the lifestyle within this beautiful community. Bellalago is within 30 minutes of Disney World and other major attractions, and there is a community boat lift/dock to utilize and access Lake Toho. Come tour your new home today, and live everyday like you're on vacation!
Source: STELLAR #s5108669
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5108669
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5108669
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.