3815 Relstar Ct, Naperville, IL 60564
3 beds · 3 baths · sqft
THIS ONE'S A SHOW-STOPPER, LUCKY BUYERS GET READY TO CALL THIS HOME SWEET HOME! THIS UPDATED GORGEOUS TOWNHOME WILL CHECK ALL THE BOXES AND OFFERS YOU A FULL BASEMENT, 3 BEDROOMS, 2 AND A HALF BATHS AND IS NESTLED IN THE DESIRED ROSE HILL FARMS NEIGHBORHOOD. YOU WILL BE WOWED UPON ENTERING INTO THIS OPEN FLOOR PLAN WITH "ON-TREND" FINISHES THROUGH-OUT AND SURROUNDED BY A LIGHT & AIRY PAINT PALLET AND HARDWOOD FLOORING ON ENTIRE MAIN LEVEL. THE SLEEK UPDATED KITCHEN WILL EXCITE THE CHEF WITH QUARTZ COUNTERS, NEWER STAINLESS STEEL APPLIANCES, LOADS OF CABINETS AND OPEN FLOOR PLAN TO BE PART OF THE PARTY WHEN ENTERTAINING. THE KITCHEN ADDS A COZY BREAKFAST NOOK WITH A SIDE BUFFET AND ADJACENT TO THE DINING ROOM FOR THOSE MEMORABLE CELEBRATION DINNERS. THE OVERSIZED PATIO DOORS OFF THE DINING AREA ADDS A PEACEFUL PICTURESQUE TREE-LINE VIEW. THE ATTRACTIVE 3-SIDED FIREPLACE JOINS THE ROOMS INTO THE VERY LARGE GREAT ROOM COMPLIMENTD BY THE DRAMA OF CATHEDRAL CEILINGS WITH VIEWS OF SECOND FLOOR AND THE TWO-STORY WINDOWS FOR NATURAL LIGHTING. THE ROOM WILL EASILY ACCOMMODATE SEPARATE FLEX SPACE FOR WORK AT HOME, PLAYROOM OR ADDED SITTING AREA. A POWDER ROOM AND ACCESS TO THE TWO CAR GARAGE COMPLETES THE MAIN LEVEL. THE EYE-CATCHING OPEN STAIRCASE IS AT CENTER STAGE AND LEADS YOU TO THE DOUBLE DOOR GRAND PRIMARY SUITE WITH VAULTED CEILING, WALK-IN CLOSET AND LUXURY BATH WITH HEATED FLOORS! THE SPACIOUS HALLWAY TAKES YOU TO TWO MORE BEDROOMS, UPDATED HALL BATH AND CONVENIENT SECOND FLOOR LAUNDRY ROOM WITH A NEWER WASHER AND DRYER. THE FULL BASEMENT WILL HOLD LOTS OF STORAGE AND EQUIPPED WITH A UTILITY SINK, BACK-UP BATTERY TO SUMP AND RADON MITIGATION SYSTEM ALREADY IN PLACE. IF NEEDED ADD MORE LIVING SPACE IN THE BASEMENT AND YOUR HOME WILL BOAST ALMOST 3000 SQFT OF LIVING SPACE. ENJOY YOUR MORNING COFFEE ON THE BACK PATIO WHILE BEING SUROUNDED BY MATURE TREES. THERE IS A GAS LINE TO THE GRILL SO NO PROPANE TANKS NEEDED ALONG WITH EXTERIOR MAINTENANCE FREE LIVING. HIGHLY ACCLAIMED NAPERVILLE DISTRICT 204 SCHOOLS CONSIST OF NEARBY PATTERSON ELEMENTARY, GREGORY MIDDLE SCHOOL & NEUQUA VALLEY HIGH SCHOOL WITH BUS SERVICE. RECENT HOME IMPROVEMENTS: UPDATED KITCHEN & APPLIANCES IN 2020, UPDATED BATHS 2021, NEW ROOF & SIDING IN 2022, NEW FURNACE & AC 2020, WINDOWS REPLACED OVER THE LAST 8 YEARS, HOTWATER HEATER 2024. IT'S ALL HERE, MAKE THIS HOME TODAY!
Source: MRED #12213241
Interest rate and monthly payment estimated based on public records.
Source: MRED #12213241
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #12213241
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.