3811 Silver Creek Ct, Granbury, TX 76048
2 beds · 2 baths · 2,192 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Come check out this amazing Waterfront property that boasts tons of opportunities and endless possibilities! This property can be your primary residence with secondary living for older kids or used for a MIL suite. Unless you are in the market for potential long-term rental or a waterfront Airbnb with this property you can have both with an inground pool in between the homes with the boat dock just steps away. The primary home has two floors, top floor opens to into the kitchen with an inviting home feel that opens up to a large living room with full size bathroom in between the two rooms. Venture down the stairs to the two large bedrooms with shared bathroom. With a balcony off the living room and a covered patio right outside the master bedroom. The guest or secondary home includes a smaller kitchen area with a large room that can be used as a bedroom with room for living space as well. Connecting the two rooms is a nice size bathroom, that leads into the second room with a small room off the side that can be used as a small playroom. The 2-car garage is connected to the secondary living area, additional lot at the end is used for a dog run and is where you can find septic tank is location. Call me or your agent and come check this home out today.
Source: NTREIS #20900496
Source: NTREIS #20900496
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.