381 Gates Mill Dr, Lawrenceville, GA 30045
4 beds · 3 baths · 2,646 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this stunning 4-bedroom, 3-bathroom home in the sought-after Gates Mill community! Featuring a beautiful brick and siding exterior, this home exudes curb appeal from the moment you arrive. Inside, you’ll find a spacious and inviting layout, perfect for entertaining. The chef’s kitchen boasts white cabinetry, granite countertops, stainless steel appliances, and a stylish backsplash, making it the heart of the home. The formal dining room features elegant wainscoting and a modern light fixture, creating a warm and sophisticated atmosphere. The primary suite is a true retreat, offering vaulted ceilings, a spa-like en-suite bath with a glass-enclosed walk-in shower, a soaking tub, and dual vanities. The additional bedrooms are spacious and well-appointed, ideal for guests or a home office. Step outside to your covered back deck, perfect for morning coffee or weekend BBQs, overlooking a large, private, fenced backyard. With no HOA and located just minutes from top-rated schools, parks, shopping, and dining, this home is an absolute gem! Schedule your private showing today before it’s gone! What makes this home a must-see? Spacious & stylish—open-concept living with a cozy fireplace Chef’s kitchen—granite countertops, stainless steel appliances & tons of storage Dreamy primary suite—spa-like bath with soaking tub & walk-in shower Fully finished basement—perfect for a media room, home gym, or guest retreat Huge backyard & deck—a private oasis for entertaining or unwinding Move-in ready! Nestled in a prime location near top schools, parks, shopping & dining, with easy access to major highways! Homes like this don’t stay on the market long! Schedule your tour NOW before it’s gone!
Source: FMLS #7536947
Source: FMLS #7536947
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.