381 Citrine Loop, Kissimmee, FL 34758
5 beds · 3 baths · 2,271 sqft
Welcome to 381 Citrine Loop, a stunning 5-bedroom, 3-bathroom two-story home with an additional office, located in the vibrant city of Kissimmee, FL. This home is designed to impress with its spacious layout, modern upgrades, and serene surroundings, making it perfect for both comfortable living and entertaining. Step inside to discover a bright and open-concept living area that seamlessly flows into the dining space and a beautifully designed kitchen. The kitchen is a chef’s dream, featuring quartz countertops, stainless steel appliances, sleek cabinetry, and a walk-in pantry for ample storage. The home boasts elegant tile flooring throughout the main areas, while the stairs and bedrooms are carpeted for added warmth and comfort. The primary suite is a luxurious retreat with a walk-in closet, a soaking tub, a separate walk-in shower, and dual vanities with quartz countertops. The additional bedrooms are generously sized, offering versatility for family, guests, or hobbies. A dedicated office space provides the ideal environment for remote work or study. The home’s thoughtful design ensures plenty of space for everyone. Step outside to your private oasis, where a covered patio overlooks the expansive backyard and a tranquil pond, creating the perfect setting for outdoor gatherings or peaceful mornings. The home’s prime location puts you in the heart of Central Florida’s most iconic attractions. Walt Disney World is just 18 miles away, Universal Studios is approximately 15 miles from your doorstep, and the Kennedy Space Center is within 57 miles, offering endless opportunities for fun and exploration. Convenience is at your fingertips with an abundance of shopping and dining options nearby. The Loop, a popular open-air shopping center just 10 minutes away, features T.J. Maxx, Kohl’s, Ross, Old Navy, and more, along with a variety of restaurants and a movie theater. Everyday essentials are covered with Publix, Walmart, and Target all within a 5-mile radius. For premium shopping, the Orlando Premium Outlets are only a 20-minute drive. For healthcare needs, Florida Poinciana Hospital is just 1 mile away, offering quick and easy access to medical care. Staying active is effortless with Crunch Fitness conveniently located across the street from the hospital, providing state-of-the-art facilities for your fitness goals. Travel is a breeze with Orlando International Airport located just 20 miles away. Whether you're looking for a forever home or a vacation retreat, 381 Citrine Loop offers the perfect combination of luxury, location, and lifestyle. Don’t miss this incredible opportunity—schedule your showing today!
Source: STELLAR #o6264144
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6264144
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6264144
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.