3804 Woodview Dr, Joshua, TX 76058
3 beds · 2 baths · 1,352 sqft sqft
Welcome to your charming country home situated on a generous lot just shy of a half acre. This property seamlessly blends cozy charm with modern comforts, making it a dream haven for both relaxation and entertaining. Recent updates include paint, flooring, HVAC, doors, windows, and roof. The updated kitchen is a standout feature, complete with beautiful granite countertops, sleek stainless steel appliances, and plenty of updated cabinet space to store all your essentials. Whether you're preparing everyday meals or hosting special gatherings, this spacious kitchen has everything you need to make it a breeze. The owner's suite is impressively large, offering a peaceful retreat with ample room for your furnishings and personal touches. It boasts a big walk-in closet, perfect for organizing your wardrobe and accessories. The ensuite bathroom features a soaking tub where you can unwind after a long day and a separate shower for added convenience and comfort. The living room invites you to enjoy warm and memorable holiday gatherings around the classic wood burning fireplace, adding a touch of rustic charm and warmth to your evenings. Step outside to find expansive decks that have been thoughtfully added, creating an ideal space for gatherings, barbecues, or simply relaxing under the open sky. These outdoor areas are perfect for enjoying fresh air and making lasting memories with family and friends. Completing the thoughtful layout of this home is a separate laundry room, adding to the practicality and convenience of your daily routines. Experience the perfect blend of comfort, style, and space in this inviting country home that is ready to welcome you and become the backdrop for countless cherished moments.
Source: NTREIS #20779061
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20779061
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20779061
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.