3804 Marietta Way, Saint Cloud, FL 34772
4 beds · 3 baths · 2,964 sqft
One or more photo(s) has been virtually staged. This As-Is home is a must-see in Saint Cloud, FL! Crafted by Mercedes Premier Homes, this residence offers nearly 3,000 square feet of beautifully designed living space, ideal for families or those seeking a peaceful retreat. Step inside to find a light-filled interior that warmly welcomes you home. This home features four spacious bedrooms and three well-appointed bathrooms, providing ample space for relaxation and privacy. The master suite is a true sanctuary, complete with an en-suite bathroom featuring dual sinks and a large walk-in closet for added convenience. At the heart of the home is an open-concept living area, seamlessly connecting the living room, dining room, and kitchen. The kitchen boasts generous cabinetry and granite countertops, perfect for anyone who loves to cook and entertain. Venture upstairs to discover a versatile bonus room—ideal for a home office, game room, or media space—and three large bedrooms, perfect for family or guests. Outside, enjoy a large fenced backyard and patio, perfect for outdoor entertaining or unwinding in a private setting. A charming front garden and two-car garage provide curb appeal and additional storage space. Located at 3804 Marietta Way in Saint Cloud, this home is just minutes from Disney World, Kissimmee, Orlando, Lake Nona, and Melbourne. With easy access to Florida’s Turnpike, it offers convenient routes to major highways across the state. Schools, grocery stores, and daily essentials are all within a short drive, making commutes and errands a breeze. With endless possibilities to customize and make it your own, this home is an incredible find in the thriving Saint Cloud market. Don’t wait—schedule your tour before it’s gone! The motivated seller is ready to make a deal. Book your appointment today!
Source: STELLAR #s5115561
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5115561
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5115561
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.