3786 Eldorado Springs Dr, Boulder, CO 80303
4 beds · 4 baths · 3,357 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Secluded 4-bed, 4-bath home with breathtaking views of Eldorado Canyon and the Front Range peaks, offering the perfect balance of privacy, adventure, and convenience. Nestled on just over an acre, this home provides quiet country living just 3.5 miles from Boulder with unparalleled access to world-class outdoor recreation. Step outside and hike, bike, or explore Dowdy Draw, South Mesa, and Marshall Mesa trails-no crowded trailheads, just pure open space at your doorstep. Walk to Eldorado Canyon State Park for rock climbing or scenic hikes, or take a refreshing dip in the spring-fed Eldorado Pool, just down the road. Designed for both comfort and sustainability, this home features 48 solar panels, a high-capacity wood stove, natural gas, and a 20kW generator, ensuring energy efficiency and reliability year-round. The large office is ideal for remote work or creative projects, while the oversized garage with ample workspace is perfect for hobbies or a home workshop. With agricultural zoning, this property offers more flexibility than nearby estate residential areas, making it an excellent choice for those looking to embrace a sustainable lifestyle.The fenced yard includes a dedicated garden area with raised beds and organic soil, allowing you to grow your own fresh produce. Enjoy the serenity of nature with wildlife sightings, a peaceful stream, and the feeling of total seclusion-yet remain connected to the conveniences of town. Just minutes from top-rated schools, shopping (Costco, Target, Whole Foods), CU Boulder, and major highways, this location offers easy access to both city amenities and mountain adventures. With its stunning views, unbeatable outdoor access, energy-efficient upgrades, and prime location, this home is a rare find in Boulder County. Whether you're seeking solitude, adventure, or a seamless connection to town, this property has it all. Don't miss this incredible opportunity-schedule your private showing today!
Source: RECO #IR1030793
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #IR1030793
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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