3770 E Graythorn Way, Coolidge, AZ 85128
5 beds · 4 baths · 2,910 sqft
SELLER MOTIVATED & WILLING TO HELP WITH YOUR CLOSING COSTS AND/OR INTEREST RATE BUY DOWN . Enjoy resort style living in this beautiful 5 Bedroom 3.5 bath house with a den on 1.25 acres featuring a 3 car garage, pool, RV Parking, and NO HOA! The primary bedroom is located downstairs and was remodeled in 2021 to include a gorgeous walkin tile shower with rainfall and bench, garden tub with jets and a massive walkin closet! The living room is spacious and includes a fire place and opens to the kitchen which boasts granite countertops, matching stainless steel appliances. propane stove and walk-in pantry. Downstairs you'll also find a formal dining room, den with exterior door, a ½ bath and laundry room. Upstairs you'll find 4 large bedrooms and 2 full bathrooms and another laundry room. The saltwater pool is perfect for entertaining with it's volleyball floor mounts, Baja deck and large gazebo giving you shade! Beyond the fenced pool yard you'll find another fenced yard with multiple fire pits, flood irrigation, basketball court and more! There's even a fenced area for your RV's, trailers and toys! Save on electric with the newly installed HVAC units and solar system that includes 2 Tesla batteries for extra savings! Keep reading below for recent upgrades! Recent Upgrades 2021-2025 New HVAC units Fall 2024 with smart thermostats Added Solar and Battery storage in Fall 2024 Exterior Paint 2022 Exterior Doors repainted 2025 Pool changed to Salt water Removed walls to open dining/Livingroom Upgraded Primary Bedroom Remodeled a formal Livingroom into a primary walk in closet Remodeled Primary Bathroom added walk in shower and garden tub with jets Fenced entire property Installed 2 Oversized RV gates Ran power to back lot and installed lights and outlets in back lot Installed a Basketball ½ court Installed Plantation Shutters New Carpet downstairs Matching Tile Floors Throughout Installed a 30 amp outlet New Stove, microwave, dishwasher Installed Soft water system Installed custom screen doors Sun Screens New Alarm and Cameras Installed driveway at garage Installed horseshoe driveway at front of driveway Added quarter minus to driveways
Source: ARMLS #6800467
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: ARMLS #6800467
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.