3769 Lema Dr, Spring Hill, FL 34609
3 beds · 1 baths · 1,745 sqft sqft
Welcome to your future oasis! This delightful 3-bedroom, 2-bathroom home is a testament to comfort and style. Step inside to discover a haven of modern amenities and thoughtful design. Upon entry, you'll be greeted by an inviting open floor plan, seamlessly blending spaciousness and functionality. The ceramic tile flooring throughout ensures easy maintenance and adds a touch of elegance to every corner. Entertain with ease in the expansive living area, where natural light floods through new windows, creating an inviting ambiance for gatherings of any size. A formal dining area offers a perfect setting for intimate dinners, while the huge eat-in kitchen beckons culinary adventures with its ample counter space and a large pantry for all your storage needs. Escape to your private retreat in the master suite, boasting comfort and tranquility with its well-appointed en-suite bathroom. Two additional bedrooms provide versatility for guests, home offices, or whatever your heart desires. Outside, a screened-in lanai invites you to unwind and enjoy the Florida sunshine in peace and privacy. And rest assured, a brand-new roof will be installed before closing, ensuring peace of mind for years to come. With a generous 1,745 square feet of living space, this home offers the perfect blend of comfort and convenience. With just a touch of tender loving care, this home will blossom into the perfect sanctuary to call your own. Its solid foundation and array of modern upgrades lay the groundwork for your personal touches and creative vision to shine through, transforming it into the ultimate expression of your lifestyle and taste. Don't miss this opportunity to turn dreams into reality - seize the chance to make this house your home today!
Source: STELLAR #t3515842
Source: STELLAR #t3515842
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3515842