3763 Ribera Ave, North Port, FL 34286
2 beds · 2 baths · 1,054 sqft
!! PRICE REDUCTION !! BRAND NEW 1,050 GALLON SEPTIC TANK INSTALLATION & BRAND NEW ROOF WITH TRANSFERABLE WARRANTY!! Welcome to your charming oasis in sunny Southwest Florida! Nestled in the heart of North Port, this delightful 2-bedroom, 2-bathroom home offers the perfect blend of comfort and convenience. Everything has been done for the new owner with the BIG-TICKET items being replaced including NEWER AC, BRAND NEW ROOF, BRAND NEW SEPTIC TANK, IMPACT WINDOWS & NEWER HOT WATER HEATER! This home offers unparalleled durability and energy efficiency for years to come! Also, with NO worries about FLOOD ZONES or HOA fees, you can enjoy peace of mind and hassle-free living. This home offers the convenience of PUBLIC WATER so there is no well water to maintain! From the moment you walk into the home you will notice the seamless flow of the LUXURY VINYL PLANK flooring that continues throughout the home. Every corner of this home has been updated from the GRANITE countertops, TILE BACKSPLASH, KITCHEN CABINETS, FARMHOUSE SINK, KITCHEN APPLIANCES, WASHER/DRYER, MASTER BATH VANITY, TILED WALK-IN SHOWER to the CUSTOM BLINDS, 5 1/4" BASEBOARDS, and LIGHT FIXTURES. This meticulously maintained property guarantees privacy and security with over 200 SQ. FT. of 6-FOOT VINYL FENCE including 2 GATES and an above-ground POOL with 8 x 10 deck. The expansive 20 x 20 LANAI CAGE is perfect for entertaining guests or unwinding in style. Need extra storage? Look no further than the spacious 14 x 16 SHED complete with ELECTRIC! The 2-CAR GARAGE provides ample space for all your tools and toys and the EPOXY floor finish not only enhances the aesthetics of the garage, but also provides protection against stains, spills, and everyday wear. With mostly IMPACT WINDOWS, SLIDING DOOR, FRONT DOOR & GARAGE DOOR, you will have peace of mind and be ready for anything! Not to mention this property is centrally located within minutes to Hospitals, "A" Rated Sarasota County Schools, Fine Dining, Shopping, Golfing, Fishing, Sports & World-Class Beaches. Whatever your heart desires! Don't miss this opportunity to make this Southwest Florida gem your new home sweet home! Come view TODAY! SOME FURNITURE CONVEYS WITH ACCEPTABLE OFFER!
Source: STELLAR #C7497803
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #C7497803
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.