VA loan
1 of 77
VA loan
$815,000

3763 Paradiso Cir, Kissimmee, FL 34746

4 beds · 4 baths · 3,851 sqft

Welcome to 3763 Paradiso Cir., a magnificent 4-bedroom, 3 1/2-bath residence nestled in the prestigious, resort-style community of Bellalago in Kissimmee, FL. This thoughtfully designed home offers 3,851 square feet of comfortable living space, a 3-car garage, and a seamless blend of style and functionality. As you step inside, you’re greeted by an inviting floor plan, perfect for both relaxation and entertaining. The first floor features a grand master suite, offering a peaceful retreat with a luxurious ensuite bathroom that boasts a spacious walk-in shower, dual vanities, and a soaking tub for ultimate relaxation. Another bedroom on the first floor makes it convenient for guests or multi-generational living. On the second floor, you’ll find two more generously sized bedrooms, providing plenty of space for family members or visitors. The second floor also includes a versatile loft area, perfect for an office, media room, or game room—tailored to your lifestyle needs. The heart of the home is the gourmet kitchen, complete with stainless steel appliances, sleek countertops, and ample cabinet space. Whether you’re cooking up a quick breakfast or hosting a dinner party, this kitchen is sure to inspire your inner chef. The adjacent dining and living areas flow effortlessly, making it ideal for gatherings of any size. A large laundry room with a full wall of storage cabinets offers convenience and practicality. Outside, the spacious screened-in lanai is perfect for year-round outdoor living, featuring a stunning 40'x12' pool that’s ideal for swimming, lounging, or entertaining. With plenty of room to host barbecues or pool parties, the lanai offers an ideal spot to enjoy the Florida sunshine. Beyond the pool, the backyard opens up to scenic water views and provides access to build your own private dock, where you can keep your boat and enjoy direct access to the community waters and Lake Tohopekaliga (Lake Toho). Whether you’re an avid fisherman or enjoy boating on the lake, this home offers the perfect opportunity to live the waterfront lifestyle. Living in Bellalago means being part of a vibrant, secure, and amenity-rich community. Located on over one mile of shoreline along Lake Toho, Bellalago offers a peaceful and picturesque setting, just 21 miles south of Walt Disney World. This Mediterranean-inspired community provides residents with resort-style living, including three sparkling pools, scenic walking trails, two well-equipped gyms, and a fishing pier for lakeside relaxation. The on-site restaurant, Flip Flops, offers convenient dining options just steps from your door. For those who enjoy staying active, Bellalago is a sports and recreation paradise, with pickleball, tennis and basketball courts, beach volleyball, a soccer field, and a kids' water park. A dog park is available for your four-legged family members, and the community also features a picnic area for family gatherings. Boating enthusiasts will appreciate the boat launch and lift that transfer your vessel from the peaceful channels of Bellalago to the expansive waters of Lake Toho. With its resort-style amenities, scenic lakeside views, and prime location, 3763 Paradiso Cir. offers the ultimate in Florida living. Don’t miss the opportunity to make this beautiful home in Bellalago your own! Experience the best of Kissimmee's lifestyle—peaceful, luxurious, and full of possibilities.

Interest rate 3
3.9%
With Roam
7%
The seller’s mortgage rate at the time the loan was originated.
Monthly payment 3
$1,948
With Roam
$2,583
Reduce your monthly payments by $634 when you assume this mortgage.
You also save $173,240 in total interest paid.

$462,620
Edit

You may be able to put down less than the total down payment amount of $462,620 and have the rest of the funds financed with a 2nd mortgage from a lender. 4

Interest rate and monthly payment estimated based on public records.

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.

VA loan
Eligible for investors
Not a veteran? You may still be qualified to assume the mortgage.
Location
Details
Home
Size
3,851 sqft
Lot size
0.21 acres
Year built
2014
Type
Single Family Residence

Source: STELLAR #o6251695

Loan
Remaining term
22 years, 9 months
Rate
3.9%
Monthly P&I
$1,948
Remaining loan balance
$352,379

Source: Public records

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

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To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Nov 22, 2024 11:38 am
Listing agent: ABRAHAM MENDEZ (407) 494-3993
Listing provided courtesy of: NONA LEGACY POWERED BY LA ROSA REALTY, INC (407) 270-6841
Details provided by STELLAR and may not match the public record.
MLS ID: #o6251695
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2024 MLS GRID. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 30 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.
$1,948/mo
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