3762 Wedgewood Chase
Peachtree Corners, GA 30092
4 beds · 4 baths · 3,650 sqft
$479,000
Get prequalifiedAbout this home
Perfect location! Highly desirable 4 bed 4 bath townhome in upscale Wedgewood Chase, Peachtree corners. This three-level townhouse sits in a highly coveted, well-managed HOA community in the center of it all! Just minutes from the forum shops/Town center, and a short walk to Lifetime Fitness. This home is a perfect blend of modern elegance and warmth. A generously sized bedroom and ensuite on the main level, along with a primary and additional bedroom upstairs, both with ensuite. The kitchen boasts Silestone countertops and newer stainless steel appliances. Enjoy gatherings in your kitchen and adjoining breakfast room, For seating up to 10. Double doors in the breakfast room open to an outdoor sitting area. Entertain in your large dining room, which flows into an oversized family room with a fireplace. Then two sets of double doors open to a large newly tiled screen porch. The newly renovated 1249 ft.2 finished terrace level has luxury vinyl plank flooring plus a bedroom and full bath, also a mini kitchen, and additional room for an office, wine cellar, or flex room. There's also an additional large, shelved room suitable for a workroom. This townhouse is the epitome of a perfect location, shopping, dining, and entertainment. Just three minutes to Peachtree corners Town Center, and the new intuitive surgical headquarters! HOA includes roof, gutters, water, yard maintenance, termite bond, insurance for exterior, plus painting every 8 to 10 years. Smoke detectors and carbon monoxide units are wired, and all replaced in 2020 along with the electrical fuse box
Source: GAMLS #10405362
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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