3756 Moonflower Ln, Mount Dora, FL 32757
4 beds · 3 baths · 2,450 sqft
Welcome to Your Dream and Move-In ready home in the Holly Estates community of Mount Dora, with $3,000 being offered toward buyer’s closing costs. Everything you’d want in a contemporary style home is here. Step inside and be greeted by an open-concept living space designed for effortless entertaining and family gatherings. Layout features common living space on ground floor w/bedrooms upstairs. A highlight of the ground floor is the kitchen which boasts granite counters, island w/breakfast bar, raised panel cabinetry and huge walk-in pantry. Stainless appliances included! Also downstairs is an under-stairs closet which is great for extra storage space or to be used for your furry friends. What’s better than that? Upstairs, the primary suite runs across the entire front of the home, including an ensuite bath and generous sized walk-in closet. Bedroom is large enough for a sitting area or private desk. Ensuite bath w/shower features a dual sink, granite topped vanity and shower. All secondary bedrooms overlook the backyard and are large enough to accommodate desks – ideal for those working from or studying at home. The third bedroom has a beautiful, customized closet as well. Next to the second bathroom there is ample storage space, including a linen closet, ensuring everything has its place, and allowing you to enjoy the seamless flow of your new home. Other notable features: (1) flex room off front entry with unique wallpaper– perfect to set up as your office or dining room, (2) half bath on ground floor, (3) convenient laundry room upstairs, and (4) striking contemporary designer lighting fixtures from West Elm. Another reason to want to own this home is all that you have out back - oversized open patio surrounded by attractive landscaping and spacious gazebo to provide shade while you enjoy your fun in the sun. The good-sized yard is fully fenced, giving you desirable privacy. Holly Estates presents a vibrant community with a low HOA fee that offers fantastic amenities. Within one minute, you can be at the community’s amenity center, where there’s a playground for the younger set, a resort style pool, and picnic spot overlooking the community’s lake. Overall great location – located just off SR 441, you are only 3 miles from your Publix, and 5 miles to either SR 429 or fabulous downtown Mount Dora. You’ll love living here. Come see all that this home has to offer!
Source: STELLAR #o6265602
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #o6265602
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.