3756 E Camden Ave, San Tan Valley, AZ 85140
4 beds · 2 baths · 2,231 sqft
BEST PRICE HOME IN SAN TAN! Stunning 4-Bedroom Home in the Heart of San Tan Valley! Welcome to your beautifully designed 4-bedroom, 2-bathroom home in the sought-after Cottages at Castlegate community in San Tan Valley, Arizona! With 2,231 sqft of living space, a 3-car garage, and a 7,700 sqft lot, this home offers the perfect blend of comfort, space, and convenience. A new AC was installed in 2022, reverse osmosis was installed in 2022, and a water heater was installed in 2022. A refrigerator, washer & dryer are included in this home as well. Step inside to find an inviting open floor plan, perfect for entertaining or relaxing. The spacious kitchen features modern appliances, ample cabinetry, and a large island, making it a chef's dream. The primary suite offers a spa-like bathroom and a generous walk-in closet, while the additional bedrooms provide plenty of space for family, guests, or a home office. Enjoy Arizona's stunning sunsets from your private backyard, ideal for barbecues, gardening, or simply unwinding after a long day. Located in booming San Tan Valley, this home is close to exciting new tech hubs, major employers, top-rated schools, and shopping centers. With major companies expanding in the area, including electric vehicle manufacturers, healthcare facilities, and cutting-edge technology firms, now is the perfect time to invest in this fast-growing community. Nearby freeway access makes commuting to Phoenix and surrounding areas a breeze. Don't miss out on this incredible opportunity and make this beautiful home yours before it's gone! San Tan Valley is experiencing significant economic growth, with new businesses, retail centers, and employers moving in. With nearby cities like Mesa, Chandler, and Queen Creek expanding their tech and healthcare sectors, residents have access to a variety of high-paying jobs while still enjoying suburban living. Surrounded by stunning desert landscapes and mountain views, San Tan Valley is perfect for those who love outdoor activities. Residents can enjoy hiking, biking, and horseback riding at places like San Tan Mountain Regional Park. The area also offers golf courses, community parks, and scenic trails.
Source: ARMLS #6824412
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ARMLS #6824412
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.