37530 Corey Lewis Ave, Zephyrhills, FL 33541
2 beds · 2 baths · 1,215 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Step into the Florida lifestyle you've been dreaming of with this stunning home located in the sought-after Grand Horizons Community. This gorgeous fully renovated 2-bedroom, 2-bath home is filled with updates that will have you falling in love the moment you arrive. As you pull into the driveway, you'll immediately notice the spacious two-car carport, offering plenty of parking and shade. Just to the left, you'll find a beautifully updated Florida room featuring a brand-new roof—the perfect spot to unwind with your morning coffee or relax in the evening breeze. To your right is a large work shop for all your DIY projects. Step inside, and you'll be greeted by a bright and airy floor plan that feels both inviting and functional. The open concept living room and dining area provide a wonderful space for entertaining or simply relaxing. The newly renovated kitchen is a true delight with ample cabinets, drawers, counter space and pantry plus a cozy breakfast nook for casual dining. The conveniently located laundry closet houses a washer and dryer, making chores a breeze. The spacious primary bedroom is designed for comfort, easily accommodating a king-size bed. The en-suite bathroom has been beautifully updated giving it a fresh and modern feel. On the opposite side of the home, the guest bedroom is equally generous in size and can easily fit larger furniture, providing a welcoming retreat for visitors. Recent updates throughout the home include fresh interior paint, new flooring, updated guest bathroom, new ceiling fans, faucets, door hardware and more ensuring you can move in without a worry. Exterior updates include a new roof, vinyl siding, vapor barrier, home leveling, and water heater providing added piece of mind. were just replaced. The air conditioning unit and windows were replaced in 2020. This property includes Rain Bird four zone in ground irrigation system on a separate water meter so you can keep your yard green without having to pay those dreaded sewer costs. Location is everything, and this home is perfectly situated across from the Grand Horizons' pool and clubhouse. Whether you want to take a refreshing swim, join a game of shuffleboard, or participate in social events at the clubhouse, everything is just steps away. If you're looking to retire early and soak up the Florida sunshine, or if you're seeking a seasonal escape from harsh winters, this home is ready to fulfill your every need. Don't miss the opportunity to make this beautiful property your own—schedule a showing today and experience the charm of Grand Horizons living!
Source: STELLAR #TB8361730
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8361730
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.