37510 New Horizons Blvd, Zephyrhills, FL 33541
3 beds · 2 baths · 1,488 sqft sqft
GREAT CURB APPEAL on this Landscaped CORNER Lot in GATED GRAND HORIZONS! Tropical Landscaping and double carport with BRICK PAVER Driveway WELCOMES you to this quality Jacobson Home with over-sized utility shed/golf cart garage and glass enclosed, air conditioned Florida Room. Decoritive Leaded glass door entry into a bright, OPEN floor plan with transom windows above to let in lots of natural light makes a great living space. Living room and Dining rooms are OPEN, making entertaining easy! MOVE in READY with newly UPDATED floors, faucets, kitchen sink, counters, light fixtures, Appliances in 2021, dishwasher 2022, New AC & water heater 2021 and BRAND NEW ROOF in 2024. Split bedroom plan with private Owners Retreat boasting walk in closet and bath ensuite, with renovated large shower, raised commode and vanity with dual sinks. Secondary bedrooms have large closets; one is set up as a guest room and the other as a home office with views of the spacious sideyard. Guest bathroom located on the same wing as the secondary bedrooms and at the opposite end of the home from the owners retreat, for privacy. Stunning wood laminate floors in the Kitchen and Eat-in Dinette oontrast the wood grain look floors in the common areas. Relax on your Spacious glass enclosed front lanai with slider windowsand AC and take in the views! OWN your land in this GATED, Hilly neighborhood with private streets in this active 55+ community with No CDD fees, low monthly HOA fees and resident owned amenities... clubhouse, commercial kitchen, craft/sewing room, heated pool, hot tub, shuffleboard, planned activities and exciting travel excursions. Located north of Tampa in Zephyrhills, close to all shopping, restaurants, medical facilities and major highways for easy access to Lakeland, Orlando, Tampa, Wesley Chapel, Airports and the Beaches... CALL TODAY to see why this IS the place to BE!
Source: STELLAR #t3532885
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3532885
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3532885
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.