VA loan
1 of 72
VA loan
$290,500

37510 New Horizons Blvd, Zephyrhills, FL 33541

3 beds · 2 baths · 1,488 sqft sqft

GREAT CURB APPEAL on this Landscaped CORNER Lot in GATED GRAND HORIZONS! Tropical Landscaping and double carport with BRICK PAVER Driveway WELCOMES you to this quality Jacobson Home with over-sized utility shed/golf cart garage and glass enclosed, air conditioned Florida Room. Decoritive Leaded glass door entry into a bright, OPEN floor plan with transom windows above to let in lots of natural light makes a great living space. Living room and Dining rooms are OPEN, making entertaining easy! MOVE in READY with newly UPDATED floors, faucets, kitchen sink, counters, light fixtures, Appliances in 2021, dishwasher 2022, New AC & water heater 2021 and BRAND NEW ROOF in 2024. Split bedroom plan with private Owners Retreat boasting walk in closet and bath ensuite, with renovated large shower, raised commode and vanity with dual sinks. Secondary bedrooms have large closets; one is set up as a guest room and the other as a home office with views of the spacious sideyard. Guest bathroom located on the same wing as the secondary bedrooms and at the opposite end of the home from the owners retreat, for privacy. Stunning wood laminate floors in the Kitchen and Eat-in Dinette oontrast the wood grain look floors in the common areas. Relax on your Spacious glass enclosed front lanai with slider windowsand AC and take in the views! OWN your land in this GATED, Hilly neighborhood with private streets in this active 55+ community with No CDD fees, low monthly HOA fees and resident owned amenities... clubhouse, commercial kitchen, craft/sewing room, heated pool, hot tub, shuffleboard, planned activities and exciting travel excursions. Located north of Tampa in Zephyrhills, close to all shopping, restaurants, medical facilities and major highways for easy access to Lakeland, Orlando, Tampa, Wesley Chapel, Airports and the Beaches... CALL TODAY to see why this IS the place to BE!

Interest rate 3
3.375%
With Roam
6.5%
The seller’s mortgage rate at the time the loan was originated.
Monthly payment 3
$568
With Roam
$779
Reduce your monthly payments by $211 when you assume this mortgage.
You also save $64,519 in total interest paid.

$174,275
Edit

You may be able to put down less than the total down payment amount of $174,275 and have the rest of the funds financed with a 2nd mortgage from a lender. 4

Interest rate and monthly payment estimated based on public records.

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.

VA loan
Eligible for investors
Not a veteran? You may still be qualified to assume the mortgage.
Location
Details
Home
Size
1,488 sqft
Lot size
0.16 acres
Year built
2001
Type
Mobile Home

Source: STELLAR #t3532885

Loan
Remaining term
25 years, 5 months
Rate
3.375%
Monthly P&I
$568
Remaining loan balance
$116,224

Source: Public records

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Will an assumption work for me?

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An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.

Why do buyers use Roam?

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Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.

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Last updated: Oct 22, 2024 10:18 am
Listing agent: Gina Marie Holm (813) 495-5166
Listing provided courtesy of: REST EASY REALTY POWERED BY SELLSTATE (813) 444-8989
Details provided by STELLAR and may not match the public record.
MLS ID: #t3532885
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2024 MLS GRID. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 45 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.
$568/mo
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