375 Oneil Ct, Colorado Springs, CO 80911
5 beds · 3 baths · 2,420 sqft
Looking for a home that has it all? This 5-bedroom beauty checks every box—style, space, and luxury all wrapped into one perfect package! Set on a large corner lot in a quiet cul-de-sac, this home gives you the peace and privacy you crave, while still being close to everything. From the moment you step inside, you’ll feel the airy, bright atmosphere created by the vaulted ceilings and custom stacked stone accent walls that bring an ultra-modern vibe. The imported Venato marble flooring in the upstairs bathrooms is both stunning and practical, setting the tone for the high-end finishes in this one of a kind house. The spacious living room is ideal for family hangouts or entertaining friends, and it seamlessly flows into the chef-inspired kitchen. Equipped with stainless steel appliances and sleek tile flooring, this kitchen is a showstopper! It opens right into the dining area, which leads to the back deck and fully fenced backyard—perfect for kids, pets, or summer BBQs! When it’s time to relax, head downstairs to the family room with a wood-burning fireplace—perfect for those cozy Colorado nights. The lower level gives you that extra space to unwind and enjoy downtime with the family. Upstairs, you’ll find the primary suite—your personal retreat with a luxurious private bath. Two more spacious bedrooms and another full bath round out the upper floor. The basement is made for the growing family, with two large bedrooms and another full bathroom. Whether it's for guests, teens, or a playroom, there’s room for everyone to spread out. This home also has brand-new AC, a new water heater, and a security system! Located just minutes from the neighborhood pool and clubhouse (hello, HOA perks!), plus schools, parks, shopping, and Ft. Carson, this home is centrally located for ultimate convenience. Ready to make this your new home? Schedule a tour today—this one won’t last long!
Source: PPMLS #6184763
Source: PPMLS #6184763
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.