375 Cumberland Dr NE, Calhoun, GA 30701
4 beds · 4 baths · 3,346 sqft
Stunning Custom-Built Home in Parks Place Welcome to your dream home! Nestled in one of Calhoun's most desirable neighborhoods, this expansive custom-built four sided brick residence offers unparalleled luxury, comfort, and convenience. Boasting 4 bedrooms and 3 1/2 bathrooms, this meticulously designed home spans 3,346 square feet, providing ample space for family living and entertaining. Key Features: Gourmet Kitchen: A chef's delight, featuring high-end stainless steel appliances, custom cabinetry, quartz countertops, and a carrera marble tile backsplash. Elegant Living Spaces: The open-concept living and dining areas are bathed in natural light, highlighted by vaulted ceilings, a grand fireplace, and exquisite hardwood floors. Luxurious Master Suite: A serene retreat with a large walk-in closet, a spa-like en-suite bathroom with a soaking tub, dual vanities, and a separate glass-enclosed shower. Additional Bedrooms: Generously sized, each with expansive closet space and access to beautifully appointed bathrooms. Home Office & Bonus Rooms: Ideal for remote work, hobbies, or a home gym, offering flexibility to suit your lifestyle needs. Outdoor Oasis: The beautifully landscaped backyard is completely fenced, overlooked by a spacious trex deck, and covered patio. Perfect for any family and friend gathering. Modern Conveniences: Includes a two-car garage, a state-of-the-art security system, and energy-efficient windows. Excellent Location: Situated in a family-friendly community with top-rated schools, convenient access to shopping, dining, and I-75, making commuting a breeze. This exquisite home is perfect for those seeking a blend of sophistication, comfort, and functionality. Don’t miss the opportunity to make this beautiful house your forever home. Schedule a private showing today and experience the best of Calhoun living!
Source: FMLS #7390823
Source: FMLS #7390823
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7390823
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.