3747 W Memorial Dr, Phoenix, AZ 85086
4 beds · 3 baths · 2,168 sqft
ALL NEWLY UPDATED. No homes behind you and with a pool. Open floor plan with 4 bedrooms, 2.5 baths, and a bonus room perfect for an office. Soaring ceilings, tile & new upgraded waterproof LVP flooring & new carpet add elegance to your new space. Other updates include all new LED lighting, new bathroom Granite Countertops, new garage door and all new hardware throughout. This popular floor plan has the spacious Master bedroom on the main floor with a large, beautiful custom walk-in closet, MB with Beautiful all Granite Master shower and counter tops. The kitchen offers maple cabinets, New black SS LG appliances, granite countertops, and a tiled backsplash. Oh and don't leave out the finished floor in the extended garage for extra storage. The Entire home offers a fresh neutral paint job inside and out, waiting for your individualized touch, while your great room connection to the kitchen is ideal for get togethers. Enjoy a new maintenance-free landscape with a large patio, a pool with in-floor cleaning system, and a resurfaced pool deck. Anthem community provides amenities such as parks, walking trails, grocery stores, and medical facilities, ensuring everything you need is close by. This home combines comfort, style, and convenience in a fantastic neighborhood. This place has so much to offer you have to come check it out for yourself.
Source: ARMLS #6824864
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ARMLS #6824864
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
