3739 Brazos Bnd, San Antonio, TX 78245
4 beds · 3 baths · 2,230 sqft sqft
Open House Saturday 11/2 1pm-3pm! Discover the charm and sophistication of this 4-bedroom, 3-bathroom gem nestled in the exclusive gated community of Briggs Ranch, surrounded by $1 million+ homes and located between two stunning golf courses. Enjoy the perfect combination of tranquility and convenience, just minutes away from Lackland AFB and plenty of shopping options. Step inside and be greeted by the Great Room concept, featuring high ceilings, an abundance of natural light, and wood-look porcelain tile throughout-NO CARPET! The chef-ready kitchen is a true delight, with a 9x4 island, granite countertops, a touch-free faucet, a gas stove with griddle, and a 2023 dishwasher equipped with an interior light and third rack. You'll love the loads of painted cabinetry, walk-in pantry, and tile backsplash, making meal prep both stylish and functional. The kitchen flows seamlessly into a desk/tech center, dining room, and family room, making it ideal for entertaining or winding down after a long day. Escape to the primary bedroom suite, where you'll find high box ceilings and a spa-like bathroom with separate vanities, a generous 10x5 walk-in shower, and a spacious closet with dual shoe shelves. Bedroom 4 offers an ensuite bath, perfect for guests, while the central utility room provides space for a freezer, storage shelves, and pull-down attic access. Relax on the covered patio or deck, overlooking green space and a low fence with lighting, perfect for enjoying the sunset. The spacious garage features ceiling-mounted storage and a water softener. Experience the Bellair Homes perks, including wide baseboards, tall doors, unique lighting, sheer fabric shades in living areas, upgraded framed bathroom mirrors, and three linen closets. This home has it all-luxury, convenience, and style! Don't miss out on this exceptional property. Schedule your showing today and make this dream home yours!
Source: SABOR #1818482
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1818482
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1818482