3726 Plymouth Dr, Winter Haven, FL 33884
2 beds · 2 baths · 1,797 sqft sqft
Price adjustment! Welcome to the premier 55+ maintenance-free gated community of Traditions, where you'll discover this wonderful 2-bedroom, 2-bath home with a den, designed as an eco-smart residence. Step into the spacious Great Room, adorned with crown molding and ceramic tile flooring, creating an elegant and inviting ambiance. Oversized glass sliding doors provide seamless access to the screened-in lanai, allowing you to enjoy the outdoor living space. The gourmet kitchen is a chef's dream, featuring timeless espresso-stained cabinetry with crown molding and brushed nickel hardware, beautifully complemented by a glass tile backsplash. The center island is embellished with quartz countertops and pendant lighting, creating a focal point in the kitchen. Additional functional elements include a walk-in pantry, pull-out shelves, and a stainless steel appliance package. The charming breakfast nook offers additional seating options, perfect for casual meals. The open concept floor plan is ideal for entertaining, as the formal dining room seamlessly flows into the living area. The master bedroom suite is a retreat of luxury, enhanced with tray ceilings, laminate flooring and a large walk-in closet. The master bathroom offers a comfort-height vanity with dual sinks, quartz countertops, a water closet, and a handicap accessible tiled shower, adorned with decorative listello tile and safety grab bars. Crown molding and arched entranceways throughout the home add architectural elegance to the décor. For outdoor enjoyment, there is a generously sized screened-in lanai adorned with pavers, providing a serene space to relax and unwind. Additional amenities of this home include a laundry room with cabinetry, a keyless entry smart lock and thermostat, double-pane low-e windows, Plantation Shutters thru out, an A O Smith hybrid water heater, Water Softener System, Screened in front entrance, Ring Door Bell, Exterior carriage lighting, Extended paved front patio, architectural shingles, a radiant heat barrier, GreenGaurd Max house wrap, an alarm system, gutters, decorative stone curbing, a paved walkway and driveway, in wall pest system, overhead garage storage rack, a garage door opener with exterior key pad, and a 2-car garage with a golf cart niche. The picturesque community of Traditions offers an array of planned community activities and amenities, including a lakefront clubhouse, a dock and boat ramp, a heated swimming pool and spa, a ballroom, billiards, a meeting room, a library, a computer room, a craft room, a dog park, tennis courts, a basketball court, bocce, shuffleboard, a fitness center, an aerobics studio, and much more. Monthly HOA Fees included Lawn Service, Cable, Internet and Exterior House Painting. Conveniently located near shopping, restaurants, medical facilities, and major routes, this community provides both comfort and convenience.
Source: STELLAR #p4931706
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #p4931706
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #p4931706
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.