3725 SANDHILL DR SE, Conyers, GA 30094
Welcome to your dream home! This beautifully maintained ranch-style property offers the perfect blend of luxury and comfort in a serene, quiet neighborhood within a premier golf community. Property comes equipped with refrigerator, washer & dryer. Key features include: 4 Spacious Bedrooms: Generously sized bedrooms providing ample space for relaxation and privacy. 3 Full Baths: Modern and well-appointed bathrooms with all the amenities you need. Full Finished Basement: Ideal for additional living space, featuring a versatile entertainment room, a bedroom, and a full bath-perfect for guests or a private retreat. Fresh Paint & Luxury Vinyl Tile Floors: Recently updated with fresh paint throughout and stylish luxury vinyl tile flooring, giving the home a contemporary and inviting feel. Sunroom & Deck: Enjoy the beauty of all seasons from the comfort of your sunroom or step outside onto the deck for outdoor gatherings and relaxation. Community Amenities: Located in a desirable golf community, residents have access to a pristine golf course and a refreshing community pool, enhancing your living experience for a fee and/or membership cost. This home offers an exceptional lifestyle with its spacious design, modern updates, and fantastic community features. Don't miss the chance to make this your new haven. Contact us today to schedule a viewing!
You may be able to put down less than the total down payment amount of $130,460 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10322463