3723 Dalebrook Dr, Dumfries, VA 22025
4 beds · 4 baths · 3,410 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this lovely Colonial home, nestled in a fantastic neighborhood! With 4 spacious bedrooms, 2 full bathrooms on the top level, and a powder room on the main level, this home is designed for comfort and convenience. The large kitchen features sleek stainless steel appliances and a stand-alone microwave – ideal for cooking and entertaining. Natural light fills every room, creating a bright, airy feel throughout the home. The large living and dining rooms are perfect for family gatherings and dinner parties. For cozy nights in, the family room with a fireplace is just the spot. Step outside to the beautifully manicured front and back yards, complete with a nice Trex deck—perfect for relaxing or hosting outdoor get-togethers. The basement is full of possibilities! Whether you’re looking for a gym, game or movie room, office, or a guest space, this area has you covered. It also includes a full bathroom, a large laundry room, and a storage room that could easily be finished to add even more space. The options are endless! This home offers the perfect blend of style and functionality, and it’s ready to welcome you home! It also has a 1 car garage! Just minutes from Montclair Country Club! Here, you can enjoy access to an 18-hole golf course, tennis courts, a pool, clubhouse, and dining options. The Montclair community has it all – a beautiful 109-acre stocked lake, beaches, boat ramps, fishing piers, playgrounds, sports fields, tot lots, and a dog park! There’s also a library, shopping center, restaurants, and plenty of walking paths, with community events happening throughout the year. Optional membership to the Montclair Country Club or Southlake Recreation Association are also available. For families, Henderson Elementary School is just a short walk away, and the Omniride bus stop is nearby, making commuting a breeze. You’ll also have easy access to Quantico MCB, Fort Belvoir, The Pentagon, and Washington D.C. Plus, you're only 10 minutes from I-95 and commuter parking, and 20 minutes from the VRE station. This home truly offers the best of both convenience and outdoor fun!
Source: BRIGHT #VAPW2089882
Source: BRIGHT #VAPW2089882
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.