37211 Highridge Dr, Dade City, FL 33525
4 beds · 4 baths · 4,091 sqft
Under contract-accepting backup offers. PRICE IMPROVEMENT on this Delightful Dade City Estate...PRICED to SELL! Discover your Custom-built IMPRESSIVE home located on 2.39 acres in this park-like setting Ridge subdivision of Dade City. Escape to your secluded Sanctuary situated on a corner lot with sweeping vista views. This spacious residence with 4,091 square foot features Over $80,000 in Upgrades, an OPEN floor plan with 12 foot Ceilings, 4 large bedrooms, attached side entry 3 car garage with PAVER driveway and walkway Plus an OVERSIZED Screened Lanai with Slate floor and outdoor kitchen for the perfect entertaining space! Great curb appeal Welcomes you with freshly painted Exterior in 2022, Stately columns, Stunning Stained Glass Double door entry into spacious Foyer with Tile accent Medallion and Exquisite Interior Decor! Formal Living and Dining Areas at the front of the residence boasts Volume ceilings, Crown Molding, rounded corners and french doors to extend the entertaining space onto the screened lanai overlooking private backyard. Gourmet Kitchen is Enticing with its Gleaming Granite counters featuring upgraded edge, glass backsplash Wood cabinets, Kohler undermount sink, crown molding and Stunning center island with Vent hood, drop in grill with center exhaust, built in warming trays, built in wall oven plus Advantium Convection Microwave, Wine fridge, 2 wine racks and updated Appliances! Granite Breakfast bar and eat in Breakfast nook with mitered glass overlooks lanai and back lawn, as you enjoy your morning coffee. Great room is an Awesome gathering place with built in storage, gas Fireplace with Granite hearth and double doors to Lanai with 4 ceiling fans and outdoor kitchen! Owners retreat Ambiance exudes from your double sided gas fireplace, Sitting area with Coffee bar, wet sink, wine cooler, granite counter and Luxurious bath ensuite, complete with Spacious step in shower, Expansive closet with built in organizers and water closet. $35,000 Hip ROOF new in 2022 for insurance discounts, New HVAC in 2023, New lighting, new ceiling fans, new Dining room chandelier and track lighting in Great Room adds to the Light, Bright feel of this home! Located in Dade City close to the Historic district, close to highways for with easy access to Ocala, Tampa, Wesley Chapel, Airports and the Beaches! MOTIVATED Sellers Current loan is ASSUMABLE at 5.1% for qualified buyers...for details and to book your Private Showing....CALL TODAY!
Source: STELLAR #t3534221
Source: STELLAR #t3534221
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3534221
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.