3721 Lone Fox Ct, Milton, FL 32571
3 beds · 2 baths · 1,546 sqft
**PRICE IMPROVEMENT!!** Nestled in the charming community of Pace, Florida, this delightful brick house is a true gem waiting to be discovered. With its prime corner lot location and beautiful landscaping, it's sure to catch your eye from the moment you arrive. Step inside and prepare to be impressed by the thoughtful layout and modern finishes. The home boasts three cozy bedrooms and two well-appointed bathrooms, perfect for families or those who love to entertain. The primary bedroom is a true retreat, featuring built-in cabinets and shelving for all your storage needs, while the en-suite bathroom offers a luxurious garden tub and a separate tiled stand-up shower. Throughout the house, you'll find a blend of stylish LVP flooring and plush wall-to-wall carpet in the bedrooms, creating a comfortable and inviting atmosphere. The separate dining room is ideal for hosting dinner parties or enjoying family meals, while the kitchen is a chef's dream with its dark shaker cabinets, granite counters, and sleek stainless steel appliances. Outside, the fenced-in yard provides a private oasis for relaxation and recreation. Gather around the fire pit on cool evenings or tend to your gardening hobby in the convenient shed. And let's not forget about the excellent location! You'll be just a stone's throw away from Pace High School, Publix Super Market, and the lovely Benny Russell Park. This home truly has it all – style, comfort, and convenience. So why wait? Come see for yourself why this property is the perfect place to call home.
Source: PENSACOLA #652857
Source: PENSACOLA #652857
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #652857
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.