3719 Julius Estates Blvd, Winter Haven, FL 33881
3 beds · 2 baths · 1,750 sqft sqft
Welcome to your beautiful new home nestled in a prime location offering both convenience and comfort. This delightful 3-bedroom, 2-bathroom residence boasts a modern open concept living space, split-bedroom floorplan, and so much more. Be greeted when entering by beautiful natural light that illuminates the spacious living area, complemented by the extended bench seating of the kitchen nook, offering an abundance of comfortable space for family and guests alike. The split bedroom floor plan ensures privacy, with the primary suite offering a serene retreat complete with its own en-suite bathroom and huge walk-in closet. The additional bedrooms are generously-sized with ample closet storage and convenient access to the second bathroom. Enjoy the peace of mind knowing an Apco-x UV air treatment system offers an unparalleled clean and sanitized indoor air quality throughout the home while the fully fenced backyard provides tranquil seclusion, accessed from your home through the covered rear porch that allows enjoyment of the lush, tasteful, and mature landscaping without braving the elements. Located in a highly commutable area with easy access to major highways including Hwy 27 to Interstate 4 and the Polk Parkway, this home is ideal for those with frequent travel needs and is within an hour's travel time to Orlando and Tampa, minutes from Legoland Florida Resort! The community amenities are second to none with a community pool and access to Lake Smart, part of Winter Haven's Chain of Lakes, with extended dock and picturesque gazebo for further opportunity to enjoy the outdoors. Don’t miss the opportunity to make this fantastic property your new home! Schedule your private showing today and experience firsthand all that this residence has to offer.
Source: STELLAR #p4931371
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #p4931371
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #p4931371
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.