3718 SW 4th Ln, Cape Coral, FL 33991
3 beds · 2 baths · sqft
NO HURRICANE DAMAGE! Discover Tranquility in this pristine, move in ready home nestled in a serene neighborhood surrounded by tranquil waterways leading to the Gulf of Mexico. This home is close enough to enjoy the water sports, boating and fishing, while not having to maintain your own dock. The heart of this home is a stunning kitchen, featuring granite countertops and stainless steel appliances, while a reverse osmosis system ensures crisp purified water. Recessed lighting illuminates the space while lantern ceiling fans add a touch of coastal charm. Ample cabinets and a full pantry provide generous storage ensuring organization and convenience in this culinary haven, designed for style and functionality. The large living room and dining area boasts an open floor plan highlighted by high ceilings. Sliding doors lead to the lanai with pavers offering a seamless outdoor living experience. The main bedroom features a full bath with two vanities, two sinks and ample storage. Sliders lead to the lanai from this bedroom. The other side of the home features two bedrooms and a full bath, which opens to the lanai. This home includes a dedicated laundry room complete with a washer, dryer, sink and closet. There is direct access to a two-car garage that features a side entrance. The paved driveway and walkway add curb appeal to this lovely home and you are going to love the brand-new roof. Don't forget that this home has no HOA fees! Nearby Joe Stonis Park offers a serene setting with walking paths, pickleball courts, exercise equipment and a playground. Additionally, Sirenia Vista Park has a kayak launch, walking paths and great fishing! Experience the ultimate blend of coastal serenity and modern convenience in this exceptional home where every detail has been curated for your enjoyment and comfort. Don't miss the opportunity to make this tranquil retreat yours today!
Source: FORTMYERS #223009960
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #223009960
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #223009960
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.