3709 Brambly Ave, Saint Cloud, FL 34772
3 beds · 2 baths · 1,684 sqft
***** NICE PRICE REDUCTION!!!******SELLER IS HIGHLY MOTIVATED! seller is offering a $5,000 CREDIT! AWESOME LOCATION! NO CDD and Low HOA! READY FOR A HOME TO CALL YOUR OWN Beautiful and spacious 3BR 2BA home offers plenty of living space. As you step inside you are greeted with a formal living room with wide windows for plenty of natural light. This versatile space can serve as a cozy study room or even your home office. The open kitchen features granite countertops in the kitchen, stainless steel appliances, and a breakfast bar. granite countertops, and solid wood dark cabinets. The master bedroom offers a huge walk-in closet and in suite master bath with dual sink and separate bath and shower stall. 2nd bathroom has also dual sinks and a bath. Tile throughout the house (not in bedrooms and flex room). Entrance to garage leads you to inside laundry room. This house has an oversized lot. Exterior features include brick pavers in the driveway. Location is key as it is walking distance to schools, minutes from shopping, restaurants, and major highways. Make an appointment today!
Source: STELLAR #s5094175
Source: STELLAR #s5094175
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.