3706 Bigelow Dr, Holiday, FL 34691
3 beds · 2 baths · 1,451 sqft
Discover this beautifully updated home featuring three bedrooms, two bathrooms, and a fully fenced backyard. This solid home stayed high and dry during the storms and sustained zero damage! The kitchen boasts recent upgrades including stainless-steel appliances, hardwood walnut cabinets, recessed LED lighting, a large single basin sink, and an intricately designed backsplash. The flooring has been refreshed with laminate and luxury vinyl in the bedrooms. For those who value comfort and efficiency, the property includes a new HVAC system, complete with updated ductwork and a mini-split unit in the master bedroom. A key update is the installation of brand-new hurricane-resistant double-pane windows and doors. The home features stylish accent walls, multiple barn doors, industrial ceiling fans, and a stainless-steel outdoor kitchen. The split floor plan offers privacy, with two large spare bedrooms and a second bathroom located on the opposite side of the house from the master ensuite. An office nook provides additional seclusion with its own barn door. The enclosed backyard, accessible through double gates, accommodates boat or RV parking and includes a spacious covered patio, a fire pit area, and a variety of fruit trees. Additional amenities include a water softener, a well irrigation system, and a 1080p 8-camera security system with 2 TB hard drives, which will be included for the new owners. Located near Pinellas County beaches, Tampa, and the Nature Coast, this turnkey home is ideally positioned. Homeowner's insurance is affordably priced at $2041/year, with transferable flood insurance at just $710/year. Schedule your visit today to experience this spacious and conveniently located home while it's still on the market. Buyer's agents are welcome.
Source: STELLAR #w7863244
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #w7863244
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7863244
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.