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$400,000 $SIGNI

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3705 Barwick Dr, Norman, OK 73072

4 beds · 2 baths · 2,297 sqft

Welcome to 3705 Barwick Drive, a beautifully updated home in the highly sought-after Brookhaven neighborhood of Norman. This stunning 4-bedroom, 2-bathroom residence offers 2,237 sq. ft. of thoughtfully designed living space, blending casual comfort with elegant style. Inside, you’ll find a perfect balance of formal and relaxed spaces, enhanced by gorgeous wood flooring and plush new carpeting. The open-concept kitchen, dining, and living area creates an inviting atmosphere for entertaining, with an updated cooktop island, tile backsplash, and countertops adding modern touches. Natural light pours in through large windows, while updated light fixtures, fans, and hardware elevate the home’s aesthetic. The split-bedroom floor plan ensures privacy, with a serene primary suite featuring charming corner windows, private outdoor access, and an ensuite bath. Step outside to a spacious covered deck that serves as a true outdoor retreat—completely private with no direct neighbors behind, overlooking a lush green space. Thoughtful additions like French drains on both sides of the patio enhance functionality. Additional updates include fresh interior paint and trim, a new roof (2024), and refreshed landscaping to complete this move-in-ready home. Nestled in one of Norman’s premier communities, this is an exceptional opportunity to own a beautifully maintained property in Brookhaven. Don’t miss your chance to experience the charm and comfort of 3705 Barwick Drive—schedule your showing today!

Estimated
Seller's interest rate
2.9%
7%
Estimated
Principal & interest
$1,057/mo.
$1,613
You may also save up to $173,459 in total interest paid.

Financials

Seller’s estimated current equity is $SIGNI
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,057 monthly payment

Financed
$SIGNIN
Location
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Details
Home
Size
2,297 sqft
Lot size
0.21 acres
Year built
1990
Type
Single Family Residence
HOA dues
$0.00

Source: MLSOK #1156645

Loan
Remaining term
26 yrs
Rate
2.9%
Monthly P&I
$1,057
Remaining loan balance
$SIGNIN Sign in to view

Source: Public records

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Other resources
Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

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To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Apr 01, 2025 06:04 pm
Listing agent: Breann Green (405) 400-0704
Listing provided courtesy of: H&W Realty Branch (405) 400-0704
Details provided by MLSOK and may not match the public record.
MLS ID: #1156645
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