37046 Golden Eagle Ct, Severance, CO 80550
5 beds · 4 baths · 4,738 sqft sqft
Perfectly located on one of the best lots that Soaring Eagle Ranch has to offer! Enjoy unrivaled Panoramic Rocky Mountain Views in this timeless Colorado Prairie style (all stone and stucco) main floor primary suite - Crown Jewel from Sapphire Custom Homes on 3.216 acres with 2 tranquil water features! Plenty of privacy + space between neighbors, backs to large private acreage. Garage space? Wow! ...could fit 6 smaller cars in the attached heated + finished garage 34' deep 9ft doors + this amazing property also features a newer insulated shop at 47 X 31 (2 electrical heaters + wood burning stove, 16' RV door.) Soaring Ceilings w/ 2nd story windows, Exquisite mouldings, all maple cabinetry, trim, casing + HW floors, newer plush carpet- freshly painted interior. Looking for the perfect Colorado Sunset? You will find it here - on the massive west facing covered concrete patio or the oversized 2nd level covered balcony! Cozy up to the gas firepit or enjoy the private covered hot tub patio, the Great Outdoors awaits! Newer professionally finished + permitted basement in 2021 complete with an Innovative Theater room, Exercise area (equipment included) + generous wet bar area, designed for the ultimate entertainer, with ample spaces for outdoor enjoyment, lush landscaping (oversized pond) every moment is a retreat! 4,738 finished sqft + 5,423 total (storage!) 5 Spacious Bdrms, 4 Baths + a french door office right off the foyer. Primary Wing features a full 5 piece bathroom suite, walk-in shower and oversized jetted garden tub, spacious dual WICs! HVAC: Dual Zones, H.E. Furnaces, Tankless H2O heater, Stone Gas F/P graces the main level, Spacious Eat-in Commercial style gourmet kitchen features a 48" Gas range, large walk in pantry, loaded w/ cabinetry and granite countertop space. *HOA provides non-potable water in the spring/summer months! All appliances included, convenient utility sink & cabinetry + active radon mitigation system. Extensive Inclusions!
Source: RECO #9796465
Interest rate and monthly payment estimated based on public records.
Source: RECO #9796465
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #9796465
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