3700 Beautyberry Way, Clermont, FL 34714
2 beds · 2 baths · 1,714 sqft sqft
Welcome Home to the Palms at Serenoa an exclusive 55+ active lifestyle community soon to be just minutes from Disney World with a new direct roadway opening in 2026. This 3 bed, 2 bath BRISTOL model by DR Horton offers the perfect combination of OPEN CONCEPT along with PRIVATE SPACE. The layout is split bedroom with spectacular open concept kitchen, living room and dining nook plus FLEX space with closet that can be used as a 3rd bedroom or office/bonus room, laundry room, private covered/screened lanai plus 2 car garage. This home boasts many upgrades: granite countertops, upgraded cabinets ,energy efficient construction, stainless steel appliance package, upgraded washer and dryer, tile throughout the common areas. OWNER ADDED additional upgrades: - Exterior light at front door - "Ring" doorbell - Custom glass insert at front door - Pendant lights in kitchen - Five ceiling fans - Electric roll down garage screen - Screen room, 220 electric service installed. Allows for a hot tub to be installed - Generator hook up installed in garage - Tile back splash in kitchen and entry area from garage – PLUS NEW roof, garage door and gutters 2023. This LUXURY COMMUNITY is located in picturesque Lake County just minutes to shopping and restaurants and offers: a gated entrance, private roads, sprawling clubhouse complete with zero-entry heated pool, yoga room, fitness center, poker/game room, spectacular walking paths, pickle ball and bocce ball courts, fire pit plus a calendar of daily events and activities. Best of all this is a maintenance free lifestyle where each home receives full landscaping services!This home is available furnished or partially furnished at additional cost.
Source: STELLAR #o6252342
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6252342
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6252342
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.