37 Darrell Ct, Freeport, FL 32439
5 beds · 3 baths · 2,829 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome home sweet home to 37 Darrell Court in Freeport! This stunning & recently renovated property is located in the highly sought after subdivision of LAKE SHARON ESTATES and features 3-stories, 2,829 sq. ft., 5 bedrooms, 3 full bathrooms, an office/playroom, a 2-car garage, 2-car carport, and additional parking spaces for 2 cars! You'll be pleased to know that the roof was replaced in 2022, the upstairs HVAC was just replaced in April 2025, and the water heater was just replaced in April 2025! Enjoy a fresh, modern feel throughout the home's expansive layout and notice all the recent updates such as the removal of popcorn from the ceilings, the carpet removal & replacement with vinyl flooring, new vanities in both full guest bathrooms, all new interior doors, new black hardware on doors and kitchen & laundry room cabinets, new railing on the stairs, new baseboards, new added window & door interior trim, freshly painted walls in all rooms, new added recessed lighting in living room, new light fixtures throughout, removal of the front porch railing, and a brand new metal outdoor shed was just built and added to the side of the home by the carport. The large .38-acre lot backs up to a serene nature preserve of Eglin Range, offering privacy and stunning natural views. Outdoor living is made easy with a fire-pit area, perfect for evening relaxation or entertaining guests under the stars. With this home, you have everything you need! You're tucked away in a tranquil setting, yet just minutes from all the local amenities! Don't miss your chance to own this pristine property! Schedule your private tour today!
Source: EMERALDCOAST #973394
Source: EMERALDCOAST #973394
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.